Your US dividend stocks in a TFSA: really tax-free?
How the 15% US withholding tax compares to RRSP treatment, account by account.
8 MIN
English · Yimuki Markets · North American markets · Preview build, under editorial review
Guides
Guides & glossary
Coverage meant to outlast the news cycle. Every guide shows a primary-source link and last verification date, and the glossary below is searchable in both Korean and English.
UNPUBLISHED · UNDER EDITORIAL REVIEW
This English translation is in internal editorial review and has NOT been approved for publication. It is a draft translation for product-demo purposes and has not passed English-language editorial or legal verification. Do not use this content to make investment or tax decisions.
This English translation is in internal editorial review and has NOT been approved for publication. It is a draft translation for product-demo purposes and has not passed English-language editorial or legal verification. Do not use this content to make investment or tax decisions.
Standing guides
When does Microsoft's AI capex actually hit the income statement?
How to read the time lag between capital spending, depreciation, and cloud revenue.
7 MIN
Canada-listed vs. US-listed ETFs: the order to compare them in
Trading currency, fees, withholding, and conversion cost, compared in the order that actually matters.
7 MIN
Wealthsimple vs. Questrade: comparing the real cost of US stocks
FX cost, USD accounts, and account-transfer terms, including where each platform is a poor fit.
9 MIN
What matters more than price when choosing a spot bitcoin ETF
Custody structure, fees, liquidity, and premiums, kept clearly separate.
6 MIN
How to read an earnings release in 15 minutes
A checklist for reading revenue, margin, guidance, and cash flow in order.
9 MIN
Converting CAD to USD in practice, and Norbert's Gambit
How to cut conversion cost, and the conditions where you can't cut it.
10 MIN
TFSA, RRSP, FHSA: what order to open your accounts in
How account priority shifts with your income level and target timeline.
11 MIN
한국어 · English glossary
Search in either Korean or English from the search box — both find the same entry.
원천징수
withholding tax
Tax the paying country deducts upfront when dividends or interest are paid out. For US stock dividends, a treaty rate can apply to Canadian residents.
총보수
management expense ratio (MER)
The total annual cost, as a percentage, of running a fund or ETF. It is already deducted from the return you see.
노버트의 갬빗
Norbert's Gambit
A method of reducing the currency-conversion spread by buying and selling a security dual-listed in two countries. It carries settlement delay and execution risk.
환헤지
currency hedging
Using derivatives or similar tools to reduce the effect of exchange-rate movement on returns. It adds a separate cost and tracking error.
가이던스
guidance
Management's forecast for the next period's results. One of the key items that explains the stock's reaction right after an earnings release.
총마진
gross margin
The share of revenue left after subtracting cost of goods sold. It compresses product mix and pricing power into one figure.
잉여현금흐름
free cash flow
Operating cash flow minus capital expenditures. It is the first thing to shrink during a period of expanding capex.
비과세 저축 계좌
Tax-Free Savings Account (TFSA)
An account available to Canadian residents in which returns inside the account are exempt from Canadian income tax. US withholding tax is a separate matter.
등록 은퇴 저축 플랜
Registered Retirement Savings Plan (RRSP)
A Canadian retirement savings account that gives a tax deduction on contribution and is taxed on withdrawal. Its treaty treatment for US dividend withholding differs from a TFSA's.